International programs

Zurich delivers customer relevance, global consistency and compliance. Wherever in the world your business takes you, chances are Zurich is there and ready to help. The solution to the risks you face when doing business in multiple countries is an international program from Zurich delivering coverage, consistency and compliance.

Our global network helps you to achieve consistent standard of service everywhere in the world. Your international program from Zurich is structured around a master policy, usually issued in your country of origin, with using locally issued policies in every country where you need them. Our approach is supported by a Zurich network of owned operations and carefully selected local partner companies. Our global network operates under the same set of Operating Directives and allows us to issue and service more than 3,200 international programs in more than 170 countries. It is one of the most capable networks in existence today.

Our local professionals have the skills and knowledge you require to meet your needs in any territory, including familiarity with local languages. 

Zurich's Multinational Insurance Proposition gives you greater assurance that your program is compliant and properly aligned with local insurance regulations and premium tax requirements in the countries where you have insured exposures. This deep understanding of risk by country and sector means you can enjoy more accurate risk assessments and better control of your cost of risk. We work closely with you and your broker to make sure your international program is relevant, transparent and tailored to your needs - including customer-focused captive management, risk engineering, claims and other services.

Our goal is to make sure your insurance program will be there for you when you need it.

Cutting edge technology powers your international program with global data and centralized control. The hearth of our international approach is a global, Zurich-proprietary application called the “International Program System” (IPS) which provides a truly global technology platform. IPS supports policy issuance and tracks risk management, claims and risk engineering data as well as the efficient movement of funds to and from your captive and all pertinent premium billing and payment information.